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00:00 开场
00:27 买保险的误区
04:23 年轻人真正需要哪些保险
13:46 买保险应该花多少钱？

“买保险，有买才安心，不买就没有保障。”
这样的话，你是否觉得很耳熟？但在预算有限的情况下，保费到底该付多少才合理？保费越贵，保障就越好吗？

这一期的联合早报播客《理财万事通》，主持人詹靖禾和林娉莹请来财务规划公司Providend总裁陈显耀，为你拆解买保险的迷思，从严重疾病险、终身寿险到定期保险，教你如何“付最少的钱，买足你所需要的保障”。

“You only feel secure if you’re covered; without an insurance policy, you have no protection.” Sound familiar?

When budgets are tight, how much should you actually pay in premiums? And does paying more guarantee better protection?

In this episode of Lianhe Zaobao’s podcast Finance Talk, hosts Andrew Zhan and Ulrica Lin are joined by Christopher Tan, CEO and founder of Providend, to debunk common insurance myths. From critical illness plans and whole life policies to term insurance, learn his guiding principle: buy as much as you need, but pay as little as you can.

#zaobaosg #insurance #insurancecoverage #insurancetips #insuranceagent
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