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How to maximise your SRS money early | Money Talks ft Stashaway’s Jeremy Foo

visibility comment0 event January 12, 2026 timer 22:27

The Monetary Authority of Singapore’s latest figures show that 19 per cent of the money Singaporeans put into their Supplementary Retirement Scheme (SRS) accounts goes uninvested, appreciating at a measly 0.05 per cent per year. With inflation eroding idle funds, more can be done after topping up one’s SRS account. StashAway’s Singapore country manager Jeremy Foo joins Andrea Heng to unpack how to make the most of your SRS funds as early as possible.

Highlights
00:36 One in five SRS dollars sits idle
02:34 What exactly is the SRS?
04:18 SRS benefits beyond tax relief
06:08 What happens to SRS when you die?
07:13 Why many don’t invest SRS funds
08:25 What can SRS be invested in?
10:20 The real cost of doing nothing
12:27 How to choose what to invest in
13:57 Budgeting smartly for SRS deposits
16:32 Ensure your SRS works for you

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