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By Rodrigo Santos Andrade
If the Fed cut rates, why are mortgages still expensive?
visibility comment0 event January 28, 2026 timer 20:00
Even when the Federal Reserve cuts interest rates, mortgage rates can remain high. That’s because home loans track closer to the bond market than the Fed rate.
CNN’s Matt Egan explains how the Fed’s decisions impact some of your loans more than others.
0:00 Recent US interest rates
2:04 Why interest rates are so important
3:36 How the bond market impacts federal interest rates
4:37 How interest rate changes can backfire
Watch more news explainers on CNN All Access: https://cnn.it/4qA8ez3
#Fed #JeromePowell #News
Tags: Cnn, CNN International
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